Personal Banking

We operate Current Account packages for individuals with the following benefits:

• Access to SpeedBanking
• No Commission on Turnover (COT) Charges
• No Initial Deposit
• No minimum Balance
• Interest is paid on balances above GHC1,000
• Cheque Books
• Access to loans
• Access to 24hr ATM service
• Free Advisory Services
• Monthly Account Maintenance charge of GHC2.0

We operate Savings Account packages for individuals with the following benefits:

• Access to SpeedBanking
• No Commission on Turnover (COT) Charges
• Attractive Interest Rates
• Access to 24hr ATM service
• Free Advisory Services
• Minimum Balance of GHC50.0

We operate attractive Fixed Deposit Investment packages with the following benefits::

• Attractive Interest rates
• Flexible investment periods of 30 Days, 60 days, 91 days, 182 Days, 365 Days etc.
• Free Advisory Services
• Attractive Investment Rates (i.e. 91 Day Treasury Bill Rate + Premium)

The main purpose of "Woba DaaKye" (Dependant Investment Account) is to help parents and guardians to save towards the future educational needs of their children and also to help their kids to have a head-start in the future.

The features of this package include:

• No Commission on Turnover (COT)
• No Monthly Charges
• No cheque books
• No ATM Card
• Customers are allowed access to withdraw a maximum of 50% of savings, four (4) times in a year (i.e. Quarterly) to pay for educational expenses of child(ren)
• Investors must subscribe to a Minimum monthly contribution of GHC10.00
• Investors will earn 3% plus Government of Ghana 91day T’ bill rate per annum on their savings.
• Parents will have an option to subscribe to an educational insurance policy after 3 months of contribution at a discounted premium.

 

Basic Requirements:

• Complete Account Opening Forms
• Two (2) passport-sized pictures
• Valid National ID (i.e. Passport, Driver’s License; National ID Card, Voters ID Card)
• Utility Bill (i.e. Electricity Bill, Water Bill

The FCP Special Investment Plus (SIP) is a value-added long term investment fund that helps you save toward your dream project.

SIP is inflation sensitive high yielding investment plan that enables you to put aside some money overtime to finance your future projects be it Education, Real Estate Acquisition, Marriage etc.

Benefits/Features

• No Monthly Charges
• Investors will earn 3% plus Government of Ghana 91day T’ bill rate per annum on their savings.
• Balance on the account can be used as collateral for loan.
• Hedged against inflation.
• Compounding interest.

FCP provides financial solutions to cover and meet varied personal financial needs in the areas of Auto loans, Education, Rent payment, Household items/appliances, Marriage, Funeral, etc.

These loans are targeted at salaried workers or persons with regular individuable income.